Wednesday, June 6, 2007
Federal Flood Insurance Programs: Helping to Lower the Cost of Flood Insurance
Thousands, if not millions of homes, are damaged each year due to flooding. Flooding is an event that can not always be prevented. It is often hard to predict well in advance when a large amount of rainfall is going to cause flooding in a specific area. This has caused a large number of individuals to be unprepared when the weather does cause flooding in their area.
It is a known fact that flooding can occur at just about any point in time and in any location in the United States. While flooding can occur just about anywhere, there are some locations in the Untied States that are more prone to flooding than others. This means that a specific area may be likely to see flooding on a yearly basis. Individuals in these areas are often charged higher premiums for flood insurance.
High premiums are something that can be prevented, but homeowners cannot prevent them all on their own. That is why the National Flood Insurance Program was developed. The National Flood Insurance Program is a federal flood insurance program. The goal of this federal flood insurance program is to offer affordable flood insurance coverage to all homeowners.
The National Flood Insurance Program offers affordable flood insurance coverage that can be purchased directly through the federal flood insurance program or it can be purchased through a licensed agent. The National Flood Insurance Program works to get insurance affordable by monitoring the coverage plans and the amount of money they cost.
Another way that this federal flood insurance program works to help Americans is by improving cities and towns across the United States. By working with the National Flood Insurance Program a city or town could receive flood insurance reductions. These reductions are most often seen when a city or town agrees to make improvements to their area that will limit or restrict the amount of flooding that occurs. If these improvements are made and kept up-to-date, flood insurance reductions may be offered by the National Flood Insurance Program.
In addition to requesting that a city or town make flood improvements, the National Flood Insurance Program also works to save Americans money by allowing agents to sell their coverage plans. As previously mentioned, an agent must be licensed to offer flood insurance coverage from this federal flood insurance program. In many states, licensed agents are able to offer flood insurance for less. This is most commonly seen in the form of upfront rebates. AmeriFlood is one of the few agents that are offering this amazing discount that is 12% off the traditional cost.
If you are interested in receiving low-cost flood insurance premiums, then you should get working now. Whether you choose to get your community to take action or you start looking for a licensed flood insurance agent, you could be saving money on flood insurance in no time at all.
The Auto Writer, Part III
Infiniti Dealers Want Fresh Product!
It has taken Infiniti some time to get there, but the luxury Nissan division is selling more vehicles than ever before. Still, as far as U.S. dealers are concerned, the Infiniti line needs some new product to keep the momentum going. Dealers are complaining about bloated inventory, reduced profitability, as well as the lack of fresh products amongst their chief complaints about the brand. Gee, you would almost think that they are talking about Lincoln
The Audi Advantage is Ending
Audis free maintenance program, the Audi Advantage, is being discontinued by the German automaker effective with the release of 2007 model year vehicles.
Audi Advantage, the four-year/50,000-mile, maintenance program has been a hit for the automaker ever since introduced in the late 1980s in a bid to boost sales, according to a report in the Automotive News.
Audi is still likely to continue free maintenance for the first year of ownership but the company says they are discontinuing the program because of cost. BMW still offers a similar program for its owners.
Chinese Cars: Delayed!
I have been writing extensively about the coming invasion of Chinese built vehicles to the North American market. Two companies, Chery and Geely have been eyeing the market and plans to bring their cars over have been underway for some time.
Not so fast! According to an article appearing in a recent edition of USAToday, that may not happen that quickly. Apparently, there is a little bit of problem with emissions controls and crash safety, so much so that any cars that do show up here will likely be complete redesigns.
Engines seem to be a big problem: too polluting. For either automaker to buy engines from other manufacturers would be problematic as prices of the cars would then be pushed up to around $10,000, much closer to the price range of several other better built and better accepted models.
