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The limousine, also called the limo, has come to be associated with luxury, glamour and style. It is used by the government to transport the highest officials of the country. It is used by celebrities riding to red carpet events. It is used by millionaires, business tycoons, rock stars. If youre important, you arrive in a limousineand before youve even stepped out of the car, youve already made a grand entrance.

Even if youre not a politician, celebrity, or important CEO, limousine hire enables you to borrow that high luxury life even for a few hours. It is often used in weddings, important gala nights, or as an upmarket competitor to taxicabs. And for every occasion, there are a number of limousine models that can be used.

The Lincoln Limousine

The Lincoln Limousine is like a large, long sedan, which gives the person riding in the backseat a great deal of comfortable legroom. Sometimes, additional seats are attached directly behind the driver, facing rearward. About five people can be seated in the back of the Lincoln Limousine, and two more with the driver.

However, most of the newer models do not have the additional seats, replacing them instead with video equipment like televisions and video players, as well as a fully-stocked bar.

The Stretch Limo

When youve got a chauffeur, parking is never a problemand good thing, too. The stretch limo, a popular model for partygoers who want to make a grand, Hollywood style entrance, is extremely long. The seats are arranged alongside the length of the car, perpendicular to the driver. This allows groups of people to sit facing each other, making it easier to talk and perhaps even make a toast with the complimentary champagne. There is only one door, unlike other models which have multiple doors for the multiple rows of seats

Winton Six Limousine

This classic car isnt actually a true limousine, but a circa 1915 luxury vehicle thats a cross between a sedan and a bus. It has multiple doors, with an area for carrying passengers baggage. Because of its vintage feel and Old World charm, it still has a sense of glamour and luxury, further heightened by its rarity. It is sometimes called a Jammer and was once used to transport railroad passangers; today, it is the vehicle of choice of royalty in traditional processions. Ride it, and feel like a king.

Exotic custom limousines

You can actually hire the ultimate stretch limo, customized with luxury features. Some of these customizations employ cars like the Audi, BMW, Hummer, Jaguar, Mercedes Benz and Rollys Royce, although the more popular vehicles that are converted are the Lincoln Town Car, Cadillac DTS, Hummer H2, and the Lincoln Navigator. The typical additions are security features like armoring and bullet proof glass, as well as entertainment systems and even the occasional Jacuzzi.

Party bus

When its a large partytoo large for a standard limousineyou can hire a party bus. This can comfortably seat 20 or more people, and can let you hold an event right in the vehicle (as opposed to just using it to drive to one). Features often include surround sound systems, a DVD player, plasma televisions, disco and strobe lights, and even smoke machines. Party buses are very popular for bachelor and bachelorette parties, proms, and tourist excursions. Some rent it for a special and unique birthday celebration.

# posted by taniayegn : 10:30 PM  0 comments

COBRA is the acronym for 'The Consolidated Omnibus Budget Reconciliation Act' set up in 1985 and this law states that the health insurance cover of an employee will continue for at least 18 months after termination of employment. There are some cases where the limit extends to as much as 29 to 36 months and most companies who have the group insurance scheme are subject to COBRA.

The beneficiaries of COBRA are those people who lose their jobs and because of this law will not simultaneously lose their health insurance cover also. It basically aims at helping them though a rough patch. A terminated employee can buy health insurance for his family if it was done so while he was employed and for himself and this will be at the group rate which is payable by the employer 100% every month with a 2% surcharge. All companies are aware of the rules that apply to their respective employees.

If an eligible employee gets the sack, is laid off or encounters any change in his employment status like reduction in working hours, death or divorce of the eligible employee then the COBRA comes into play. It continues as per schedule or until the employee has got another individual or group health plan.

By law, employers must inform former eligible employees that they have an option to buy health insurance through COBRA specifying the cost of the cover and the employee in turn has up to 2 months to accept this cover. COBRA extends the health insurance for 18 months so a terminated employee as well as other participants of COBRA dont have to worry about the benefits changing as the only change is that the person paying the monthly premium changes and family members who were covered remain so. The coverage changes only if the former employer changes its policies regarding health insurance plans that it offers to its employees.

COBRA is a temporary measure and it is designed as such. On expiry of the time limit one finds that if measures have not been taken to get employment or another health cover you may find yourself without cover at all. It is unpredictable and one should protect against a situation where a serious condition is found like cancer while under the cover of COBRA and this makes you an uninsurable person for other health plans as now you have a pre-existing condition.

# posted by taniayegn : 9:32 PM  0 comments